Health Insurance

[Shooter]

Wonderful effects of Obama's healthcare reform....

After 13 years on this job with no increases in my paid premium, this year it DOUBLED. My deductable TRIPLED. My out of pocket doubled from 3000 to 6000. So finally we have a meeting with the insurance rep present. After some bitching and moaning from the entire staff, the insurance rep tells us to expect more an more of this due to Obama's plan for healthcare. He also tells us to expect to completely lose our insurance coverage eventually because it will be cheaper for our company to pay the penalty then to provide us insurance.

[centennialdawg]

Obamacare..........don't you all just love it?

[R13]

Did you not just have another kid that would be added onto the plan? And we're there some medical issues complications too that would raise costs? Along with that, plus the premium rates going up that were going to that have nothing at all to do with the HC bill...that would explain that. I have a hard time believing anything jumps that much without other huge causes. The HC bill probably had as much to do with it as I did, it's done nothing of the sort with what I'm on and has helped big time with extending it for me on my parents plan until I'm 27.

The mandate won't even be here for years, which I doubt there will be companies dropping this dramatically since it's a pitching point for hiring. We can thank the GOP for trying to protect big business with a lower penalty, which should be raised higher though to make sure it doesn't happen at all. That and stripping the option, no surprise, any logical person can see they didn't have any reasonable solutions for reform.

[centennialdawg]

Just the fact that there is no longer a pre-existing clause any longer actually could have been a reason for the spike in any insurance plan. The insurance companies will try anything to try and defer expenses back on the insured.

[R13]

That's not in effect, it's only for children that weren't covered before, that clause doesn't kick in for years. Premiums are going up dramatically like they were going to before Obama was even elected, going up very fast consistently for well over a decade.

[Shooter]

No and No...the kid hasn't been born yet...and the rate went up before the medical problems. After 3 and a half months of begging for a meeting with the insurance company we finally got one.

Im not the one blaming the Obama plan...im telling you what the insurance company themselves told us....to quote "Due to Obama's healthcare policies, prepare for this to happen every year until eventually your insurance is gone completely. It will be cheaper to pay the penalty than to offer you insurance"