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sorry for this post everyone...but he doesnt have any email listed http://www.hostboard.com/ubb/frown.gif
I got the appraisal from my insurance company and its quite a bit lower than what I expected ($2200!!! http://www.hostboard.com/ubb/frown.gif ). I'm basically telling them that I'm not accepting it. any advice for dealing w/ them?
they didnt give me what they said they'd probably give me for my wheels and tires so that's definitely something I'm bringing up.
thanks for any help http://www.hostboard.com/ubb/wink.gif
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www.marked001.com
under construction
[email protected]
illadelphia, PA
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a friend of mine is my insurance agent..
when i got the insurance for the civic i told him what i had in it and what i expected to get out of it if anything happened...he told me to keep my receipts..proof of everything that i put into it that would help...then i itemized everthing the whole sound system engine and labor times to install... he told me to pound sand...the car just isn't worth it. in any condition....i guess that is just one of the probs. with owning a car so old that was originally sold as a econo. class auto..
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When my Civic got totaled this summer i also had a long battle with the insurance company. I asked to get the money that i had into the car and they gave me some money for things after i showed them reciepts. Some things like a new winshield they wouldn't give me any money for b/c it was a "maintance item" they said. If you have any reciepts them to them and show them pics and give them an average replacement cost of the upgrades that you put on. You won't get all the money that you have into it back but a good majority. They gave me a price of $2650 the first time than i told them to shove it and i got a price of $3000 and i played with them somemore and asked for more and settled with $3350. Wait it out and and keep telling them that they have to do better. Good luck.
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FYI! I have Allstate insurance and what I did was insured the car for a set value. so instead of getting $2000.00 IF my car ever was totalled, I insured it for $9,000.00 http://www.hostboard.com/ubb/smile.gif that should cover mods, stereo, etc...and it only cost me about 35.00 every 6 months. so in essence i'm not insuring a "91 civic", I'm insured for 9k if something happens
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PERFORMANCE REFINISHING, Inc.
Home to all your High Peformance Honda needs!
visit us at http://www.pri-racing.com
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insuring for more would be worth it but my insurance won't pay it for my car.....how did u get them to cover 9 large on a civic
13secondcivic? my copany told me the stereo was covered under my homeowners not even under the auto policy...i am with state farm though..
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thanks for the info everyone...they've got all my recipts and pics. I really just want more money for the wheels and tires...they had less than 1000 miles on them http://www.hostboard.com/ubb/frown.gif I'll keep ya posted on what happens.
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www.marked001.com
under construction
[email protected]
illadelphia, PA
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Well bud to tell you the truth your lucky they are even covering the wheels and tiers, but if you are having any problems with them you tell them you will call a lawyer, if that don't work then do it. Call one. But most of the time it is much easier to just pay it then have to pay all the court cost, it would jut be cheaper to pay you.
Good luck, anymore ? Just ask. Sorry I don't post my e-mail, my girl reads it sometime and it's kind of like my own business if you know what I mean. That?s y I don't post it.
and sorry it took so long to post. i was out all weekend getting my GS-T
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yeah, that was the route I was planning on. of course, they havent returned my call from this morning yet http://www.hostboard.com/ubb/frown.gif
I know I'm lucky they're covering that stuff and i wouldnt really complain about it...but in my initial conversation, he said that I'd get most of my money back for both of those items...
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www.marked001.com
under construction
[email protected]
illadelphia, PA
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by 13secondcivic:
FYI! I have Allstate insurance and what I did was insured the car for a set value. so instead of getting $2000.00 IF my car ever was totalled, I insured it for $9,000.00 http://www.hostboard.com/ubb/smile.gif that should cover mods, stereo, etc...and it only cost me about 35.00 every 6 months. so in essence i'm not insuring a "91 civic", I'm insured for 9k if something happens
<HR></BLOCKQUOTE>
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89 CRX Si
and a 89 CRX Dx(winter beater)
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by 13secondcivic:
FYI! I have Allstate insurance and what I did was insured the car for a set value. so instead of getting $2000.00 IF my car ever was totalled, I insured it for $9,000.00 http://www.hostboard.com/ubb/smile.gif that should cover mods, stereo, etc...and it only cost me about 35.00 every 6 months. so in essence i'm not insuring a "91 civic", I'm insured for 9k if something happens
<HR></BLOCKQUOTE>
errrrr, must be nice, i'm paying 134 for minimum coverage every month for my dx, i was paying 138 a month for full coverage over the summer for my si, but damn young drivers that are completly careless doubled my rates! damn them to hell
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89 CRX Si
and a 89 CRX Dx(winter beater)
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Well more than likely they should have taped that and if you have receipts you should not have a problem, but insurance companies are very very greedy. So watch out!!!
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If you want to get significantly over what "book" is on a Civic you will have to insure for a certain value. This is the way it is done for hot rods, custom cars, and one offs (specials). I have to deal with this when I have my roadster out on the street. It's a pain in the ass but if you get in a wreck it's a must have. Often the vehicle must be inspected before insuring or in my case photos provided. In rare cases an appraisal is asked for.
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well, unfortunately, I dont think that was part of our taped conversation...but I will argue this. I'm not in that big of a rush. I provided them w/ receipts and pictures.
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www.marked001.com
under construction
[email protected]
illadelphia, PA
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that's cool man don't let them bend you over!!! http://www.hostboard.com/ubb/eek.gif http://www.hostboard.com/ubb/mad.gif lol
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