Does your employer have a 401K? If so that would be the way to go. If not the safest thing you could do right now would be a fixed qualified annuity. Most financial planners would try to get you into some kind of variable product but those are risky to say the least right now.

A few months ago I rolled out of a plan that was losing big time. Rolled it into a fixed annuity with a good stable insurance company. If you want I can hook you up with an agent with that company. If interested just PM me and I will give you his name and phone number.