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Thread: Insurance

  1. #1
    HB Forum Owner gae's Avatar
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    I spent about 30 minutes with a new P&C agent this morning. When all is said and done, between the vehicles and the house we're realizing a savings of $1200 a year.

    If anybody is interested in getting a quote from the guy, let me know.

    This is not a paid endorsement, nor am I affiliated with the new company in any way.

  2. #2
    Inactive Member cincygreg's Avatar
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    Saving money is always a [img]cool.gif[/img] thing to do!


    [img]tongue.gif[/img] [img]cool.gif[/img] [img]smile.gif[/img]

  3. #3
    Senior Hostboard Member reason's Avatar
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    What is the claims paying reputation of the new insurance company? Check the Ohio Department of Insurance site for complaint rates amongst insurers.

    Cheaper is not always better.

    When I have time, I'll rant about the THIRD not-my-fault accident in 3.5 years. If the trend continues - and it appears it will - I will be left holding the bag on damage that is not my fault for the third time in a row.

    Back to gae's post...I should also point out that the combined ratios of insurance companies have been going down and the trend is toward stable and lower prices. It might not just be gae's particular agent, but the market in general. The market has improved for the consumer over the last year.

  4. #4
    Senior Hostboard Member reason's Avatar
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    May I suggest an independent agent? They aren't necessarily beholden to any particular insurance company (but many of them certainly play favorites).

  5. #5
    HB Forum Owner gae's Avatar
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    Good points, reason, but it's a very reputable company.

  6. #6
    Inactive Member Lew's Avatar
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    I worked in the insurance industry for seven years, and all I learned was this:


    Frequency leads to severity

  7. #7
    Senior Hostboard Member reason's Avatar
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    Originally posted by Lew:
    I worked in the insurance industry for seven years, and all I learned was this:


    Frequency leads to severity
    <font size="2" face="Verdana, Helvetica, sans-serif">See the thread I created on my not-at-fault accidents.

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